How much credit do I need to get a personal loan?
admin | Oct 08, 2010 | Comments 1
(*`*`WARNING*`*`: PLEASE DO NOT USE THIS QUESTION FOR SOLICITING OR GIVING E-MAIL ADDRESSES TO LOAN SHARKS. YOU !!WILL!! BE REPORTED TO YAHOO)
Here are the details to my situation: I have a credit score of about 706, but I only have about $1100 worth of credit (from credit cards) and about $21,000 worth from an auto loan. All have been paid on time for about 9 months now. After applying for a personal loan with a company that works with bankruptcy consumers, they denied me stating that I do not have enough credit AFTER bankruptcy (which was discharged 8 1/2 years ago). How much more credit do I need to make approved????
Again- -DIRECT answers to my question (above) only please! Otherwise it will be reported as abuse and can upshot in deletion of your yahoo account.
The The boards type I filed for bankruptcy comes off after 10 years only.
Popularity: 1% [?]
Filed Under: Bankruptcy
After 8 1/2 years since discharged that item should not be in your credit report. After 7 years of discharge, that item could have been removed.
Make a copy of your credit reports at annual credit report. com
If you make to a site that questions you for a credit card # it is not emancipated.
Go over your credit report. Dispute the item by writing ancient and obsolete (over 7 years ancient) Have it removed.
Voila! Clean credit.