Secret Security Clearance…Bankruptcy?
admin | Mar 30, 2010 | Comments 6
I filed personal bankruptcy about 2 years ago. Before that I had exact credit. Never late on any financial obligation I had ever had. But, because of a split from a cheating spouse, I found it to the most sound financial choice to make, being that credit card debts racked up by the spouse were more than I could take on alone. I am considering the military as a reservist, but do not want to pursue this if there is a fantastic possibility that I would be refused at smallest amount a secret clearance based on the bankruptcy. Based on your personal experience, not second hand experience, please, but personal experience, what have you witnessed concerning secret security clearance and personal bankruptcy?
I find that most non-combat MOS’s require at smallest amount secret security clearance. The options mentioned are not fantastic options. If I cannot make the job I want through the military, the I’d rather not to enlist. The way I see it, is that, in any occupation I pursue in the military (these days) if I am excellent enough to die, then I am excellent enough to walk away with a touch I can use when I make out. If they refuse me the clearance based on bankruptcy, then I would rather to not remember about it. It wouldn’t be worth it to me. I am glad that I filed. I’d otherwise be very broke. I closed the credit lines so that she couldn’t use them, and that lowered my credit score which raised my interest tariff. I had exact credit for 20 years. They can refuse me, but I will not join to find out and end up a grunt. I did that for 8 years. Not again. Let the kids do that.
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I’ve seen guys with alot of debt and a horrible credit score make a secret security clearance. I don’t know about bankruptcy even if. You may be out of luck. What makes a secret security clearance so valuable even if, you still be eligible for most jobs without it.
It depends on the circumstances, they may not care at all. What is likely is they will hae you fill out a questionaire with a bunch of qustions pertaining to your security clearance, you will say yes you filed bankrupcty 2 years. Then that will catch there attention and they will call you into an office to interview you, youll caution them the deal with it and they will make a choice. More than likely you will be fine. Im just wondering what you would be doing in the reserves that would require a secret security clearance. Most of anything you do in the military does not require secret clearance, so even if you are denied it you still have a ton of options in front of you.
If you have cleaned up your Fiances it MAY not be a problem.
If your fiances are still terrible, I doubt you’ll make the clearance. My advice would be TELL THEM EVERYTHING. Better that they caution you NO then you lie to them and they find out about it after the detail. If they do that, you’ll lose your chance to make a Clearance again FOREVER.
Many MOS’s don’t require a secret security clearance to perform the job. On the application they do question if you have declared bankruptcy in the last seven years. But I have seen many people hear security clearances that have had financial issues. The military states that they will revoke a security clearance if you make into financial problems- but I have so far to see one revoked for that reason and I seen some in extreme debt
Ok when you go for your clearance you will have to answer a bunch of questions. Answer truthfully, as for bankruptcy answer it honestly as well, you may make questioned about in an interview but if you can show your working on it or it is cleared up you should be fine. The downside is this can take more time at AIT so you might be held back in your MOS training while the rest of your class moves on.
I conduct security clearance investigations for the DOD. Having a personal bankruptcy does NOT automatically disqualify you from getting your clearance. All details regarding the reason for the bankruptcy and your credit description since the bankruptcy are carefully reviewed. Also, the bankruptcy file is reviewed to assure you followed all court orders. It is MOST IMPORTANT to be really truthful with the investigator when you are interviewed. So be sure to give all details about why you finished up in a situation forcing you to file for bankruptcy. Excellent luck to you.