RSSAll Entries in the "Your Credit Score" Category

Why does a hard pull hurt your credit score?

Seriously, what is the rationale for this? Let me make this honest, it’s terrible to apply for a lease, make a job, make car insurance?? It’s better to be homeless, unemployed, and uninsured ?
And don’t answer with a touch about having too many credit cards. They can factor that it in just as easily [...]

does working at a library raise your credit score?

My sister works as a librarian. As such, she (I assume) has a card there that she checks out books, movies, and books-on-tape with.
Does having this library card bolster her credit score??
Also, (Random question… within same topic)
What about her paying car insureance? (The car itself being paid off completely) does paying car insureance [...]

How long would it take for your credit score to jump up about 60-100 points?

I am about 50 points shy of getting into a home loan program. How long would this take if i pay everything when they need to be paid.

Will deleted inquires up your credit score?

I have a lot of inquires on my credit report about 15 they will all be remove in october of this year. Will this raise my credit score?

how long does take for your credit score to go up after your pay your debt?

i have about $9-$10,000 in debt, if i paid this off how long would it take to make enough credit to make a morgage loan? another question is if I place 5% down would i be able to make a morgage loan with even with terrible credit?
so is it doable to make a $80,000 [...]

Does closing one credit card and opening a new one hurt your credit score?

I am a college student and about 2 weeks ago I was approved for my initially credit card. After doing a small investigate I found out about the Citi Forward Card for College students, which is fantastic because it has a liberated rewards program. Would closing my initially card hurt my credit? or would I [...]

Does transfering debt to a 0% APR program hurt your credit score?

About a year ago I transferred about $3000 in debt to a card that had 0% on transfers for a year. Now that the year is coming to a end, I sought after to transfer the remaining balance to another card that has a 0% program on transfers. Does this hurt my credit score if [...]

whats the quickest way to increase your credit score. I have 545 and own a home 3k credit debt?

i don’t make much money. 41k, pay about 1000 a mth for my condo. Am not reckless w/ money. Been late on payments before but want to boost score. Am also about to buy a used car. Also have school loans ( 45K) and have not defaulted but need to pay it off of [...]

I ‘m 25 single mom. I working on paying off my debt. How soon does these payments show on your credit score?

I owe about 7 thousand dollars apply over 4 seperate accounts. My student loan is the largest of all @ 5thousand dollars. I am making my monthly payments but not always on time. I also have 3 more accounts that are past due all under 400 dollars each and plot to pay them off very [...]

Aloe – Your Miracle Doctor

Fight 80 disorders from your own kitchen! A step-by-step manual for 150 home and beauty remedies using the aloe plant. Learn about the biogenic stimulation method when making aloe juice. Earn 70%!! A Spanish version with affiliate tools is available now.
Aloe – Your Miracle Doctor

Will paying off collection accounts raise your credit score?

I have about 7 collection judgments on my credit report that are due to fall off between 2011 – 2012. Is it better for me to pay them off or let them fall off. If I pay them off will that judgment stay on my report even longer. Any bolster is much appreciated. I’m trying [...]

does getting a credit card lower your credit score?

its my 18th bday and i have a few questions about credit cards and credit scores. A- how can i find out my credit score? B- If i apply for and make a victorias secret or other stores credit card does just having the card lower my score or is it only if i dont [...]

How long does it take for your credit score to go back up after a few late payments?

I have 2 jobs, a full and a section-time job. I went to college now paying that debt back have lived on my own since 17 and my mother died last year leaving me with the funeral costs and helping out my family tree tree. I am trying my very preeminent to stay positive and work [...]

how much can your credit score drop with a repo?

Just wondering about that and how it stays on your report.
GNA, I like your answer, not only were you encouraging, not berating but you shared some useful info which I will look into. And my suv is not repo’ed so far, just wondering what I should do – and you helped me with my [...]

Does your credit score go down if you pay off a years-old debt?

I sent a letter to Equifaxc asking about a 5 year ancient debt I owe. Sought after to know when it would fall off. I make a phone call about 3 times a year about this account, so I’m not sleepless at night.
The letter said that the account would be deleted [...]

Can paying off debts on your credit report actually increase your score?

I’ve recently paid off about seven creditors on my credit report (all within two years of reporting). Does anyone know if that does anything for my score?
I was told by all companies that they would remove the account from my file. Does that bolster?

Healing Your Ego

Three download audio files – the initially two clarify the nature and function of your ego, while the third guides you on a meditation to meet and heal your ego.
Healing Your Ego

how many points does your credit score go down if you apply for a car loan at the dealer and was denied?

And you go to another dealer and was appoved but changed your mind about the deal?

Short selling your home, what are the results of it on your credit score?

I’ve been thinking about listing one of my properties as a fleeting sale, but before I do this I want to know what are the results of this on my credit rating. Thankfulness

Everything You Want To Know About How To Compost Everything

A plain English guide to helping you make your own decisions about composting – what system to choose, what you really can place in rather than what they caution you can be place in the compost!
Everything You Want To Know About How To Compost Everything

Does opening up savings accounts decrease your credit score?

Many online savings banks are offering higher interest tariff so I’m considering opening up another one to make the higher rate. But, I’m concerned about my credit score.

Does it effect your credit score when you take settlement on hospital bills?

I know it effects credit cards somehow but what about medical bills?….

When u marry someone with bad credit does that mean that your credit score will be affected?

Me and my boyfriend of 4 years are thinking about getting married and lets just say he wasnt always as responsible with his credit as he just recently has started being. His credit is horrible. If we make married how is this going to affect me, because my credit score is close to exact. Ive [...]

A Workout and Diet to Transform Your Physique

Make a personalised 2-month nutritional plot and workout that’s tailored to meet the goals you have for your phisique. Lose consequence, bulk up, make more defined, improve sports performance or simply play harder with your kids. There is a program waiting.
A Workout and Diet to Transform Your Physique

How high does your credit score have to be to apply for a new card with an initial…?

limit of $5000? I am looking for specific numbers here. Like for example: you need a score of 700 to make 5k, or you need 800 to make 10k. A touch along those lines. Where could I find in-depth information about this sort of thing?
Please don’t post info on how to improve my credit, I’m [...]

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